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Terms of use

Terms of Use

Effective Date: January 2, 2023

Welcome to Owens Insurance Agency Inc. ("OIA")! These Terms of Use govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please refrain from using our website and services.

  1. Use of Our Website: a. Eligibility: You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our website and services. b. Accuracy of Information: You agree to provide accurate and complete information when using our website or submitting any forms or applications. c. Prohibited Activities: You shall not engage in any activity that violates applicable laws, infringes upon the rights of others, or disrupts the functioning of our website or services.

  2. Intellectual Property: a. Ownership: All content, including text, graphics, logos, images, and software, available on our website is the property of OIA or its licensors and is protected by intellectual property laws. b. Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use our website for personal and non-commercial purposes. You may not modify, reproduce, distribute, or create derivative works from our content without our express written consent.

  3. Privacy Policy: a. Privacy Policy: Your use of our website and services is subject to our Privacy Policy, which explains how we collect, use, disclose, and protect your personal information. By using our website and services, you consent to the practices described in our Privacy Policy.

  4. Links to Third-Party Websites: Our website may contain links to third-party websites for your convenience. These links are provided for informational purposes only, and we do not endorse or control the content of these third-party websites. You access these websites at your own risk, and we are not responsible for any damages or losses arising from your use of these websites.

  5. Disclaimer of Warranties: a. Our website and services are provided on an "as-is" and "as available" basis. We do not make any warranties or representations regarding the accuracy, completeness, or reliability of our website or the content provided. b. We disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

  6. Limitation of Liability: a. In no event shall OIA or its affiliates, officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services. b. We shall not be liable for any errors, omissions, interruptions, delays, or losses caused by events beyond our control.

  7. Indemnification: You agree to indemnify and hold OIA and its affiliates, officers, directors, employees, and agents harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of our website or services or violation of these Terms of Use.

  8. Modifications to Terms of Use: We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review these Terms of Use periodically for any updates or changes.

  9. Governing Law and Jurisdiction: These Terms of Use shall be governed by and construed in accordance with the laws of [California]. Any dispute arising out of or relating to these Terms of Use shall be subject to the exclusive jurisdiction of the courts in [California].

If you have any questions or concerns about these Terms of Use, please contact us at:

Owens Insurance Agency Inc.

Address 9320 Baseline Rd Ste J, Rancho Cucamonga, CA 91701

Phone Number: 909.710.7171


By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms of Use.

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