Privacy Policy

Privacy Policy

Effective Date: January 02, 2023

At Owens Insurance Agency, we value and respect your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information. By accessing our services or providing your personal information to us, you consent to the practices described in this Privacy Policy.

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1. Information We Collect: We may collect the following types of personal information:

• Contact Information: Name, address, email address, phone number, and other relevant contact details.

• Identification Information: Social security number, date of birth, and government-issued identification numbers.

• Policy and Claims Information: Information related to insurance policies, claims, and other interactions with our services.

• Financial Information: Payment details, credit history, and other financial information necessary for insurance services.

• Health Information: Medical history, health conditions, and other health-related information relevant to insurance coverage.

• User Information: Information collected through our website or mobile applications, such as IP address, device information, and browsing activity.

1. Use of Information: We may use your personal information for the following purposes:

• Provide Services: To process insurance applications, underwrite policies, manage claims, and provide related services.

• Communication: To communicate with you regarding policy updates, claims, or other relevant information.

• Personalization: To personalize and improve our services, including tailoring insurance offerings to your needs.

• Compliance: To comply with legal obligations, regulations, and industry standards.

• Marketing: With your consent, to send promotional materials and offers related to our products and services.

• Research and Analytics: To conduct research, analyze trends, and improve our products and services.

1. Information Sharing: We may share your personal information in the following circumstances:

• Third-Party Service Providers: We may disclose your information to trusted third-party service providers who assist us in delivering our services, such as claims adjusters or IT service providers.

• Legal and Regulatory Requirements: We may disclose your information to comply with applicable laws, regulations, court orders, or government requests.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.

• Consent: With your consent, we may share your information for purposes not explicitly stated in this Privacy Policy.

1. Data Security: We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no data transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

2. Your Rights and Choices: You have the right to access, correct, update, or delete your personal information. You may also have the right to object to or restrict certain processing activities. To exercise these rights, please contact us using the information provided in Section 7.

3. Retention of Information: We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

4. Contact Us: If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at:

Company: Owens Insurance Agency Address: 9320 Baseline Rd Ste J, Rancho Cucamonga, CA 91701 909.710.7171 

Email: info@owensinsuranceinc.com

1. Updates to Privacy Policy: We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We encourage you to review the Privacy Policy periodically for any updates.

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